USA Health Life and Disability Insurance Plans
Short-term disability replaces part of your income if you can’t work for a short time due to a covered disability.
USA Health provides at no cost to eligible employees (regular employees appointed to a FTE of .75 or higher, working 30 hours or more per week) short term disability insurance through Sun Life. After a 7-day waiting period, benefits are paid at 60% of the employee’s total weekly earnings, up to $1,000 per week for a covered disability. Benefits are payable up to 12 weeks, as long as the employee remains unable to work due to a covered disability.
A Pre-existing Condition waiting period will apply if during the 6 months prior to your effective date of insurance you sought medical treatment, consultation, advice, care or services, including diagnostic measures for the condition, or symptoms related to the condition, regardless of whether the condition was diagnosed or suspected at that time; or took prescribed drugs or medicines for the condition.
Additional benefits for a medical leave lasting 12 weeks or more, maybe provided through Long Term Disability (LTD). For additional information please see the LTD benefit description below (next drop down bar).
How to file your Short Term Disability Claim? Call Sun Life's toll-free number at 877-932-7287,
Monday through Friday, from 8:00 a.m. to 8:00 p.m. (Eastern Time). A client service
specialist will ask you a series of questions relating to your occupation and disabling
illness or injury. You will also be asked how you would like to receive the Third
Party Authorization form. Sun Life will also contact Human Resources to verify your
employment information.
You may also contact USA Health Human Resources directly at 251-415-1604 or via email at healthhrbenefits@health.southalabama.edu if you need a paper form or further assistance to file a claim.
If you are a HCA Physician and wish to file a STD claim, please call USA Health Human Resources directly at 251-415-1604 or via email at healthhrbenefits@health.southalabama.edu
Employer-Paid STD (Additional Information)
LTD insurance is provided at no cost to benefits-eligible employees through Sun Life. After a 90-day period of disability, 60% of the employee's base monthly salary will be paid for a permanent or temporary disability, up to a maximum benefit of $10,000 a month.
Contact HR for application at (251) 460-6133 or employeebenefitshr@southalabama.edu.
For USA Health employee please contact the USA Health HR office at (251) 415-1604.
Why do you need Long-Term Disability? (LTD insurance is provided at no cost to benefits-eligible employees through Sun Life)